mortgage

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No one wants a repeat of the foreclosure debacle and the housing crisis. At the same time, lenders and economists continue to.

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Mortgage account management | U.S. Bank – An adjustable rate mortgage (ARM) allows the lender to adjust the interest rate of a mortgage at scheduled intervals. A rate cap limits the amount the lender may increase or decrease the interest rate per each adjustment. Many ARMs also have life of loan rate caps. This represents the highest or lowest interest rate a loan may adjust to over the life of the loan.

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