This Could Boost Millions of Credit Scores » Mortgage Masters Group

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Mortgage delinquency rates decline nationally, but Florida shows increase due to Irma Black Knight reported the U.S. mortgage delinquency rate (loans 30 or more days past due, but not in foreclosure) was 4.44% in October, up from 4.40% in September. The percent of loans in the foreclosure process declined in October to 0.68%.

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Mortgage Applications, Refinances Surge After Interest Rate Drop – Mortgage applications are soaring-a direct result of last week’s significant drop in interest rates. According to the Mortgage Bankers Association, applications for mortgage loans are up more than 26%.

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A good credit score can mean the difference between getting a loan and being turned down. If your score isn’t where you want it to be, here’s how to improve it fast.

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The Center for Credit Improvement: How a mortgage loan credit scores determined? Understanding Credit Scores | LendingClub – When you apply for a credit card, a loan, or insurance, lenders will check your credit score to help them decide whether to offer you credit. One of the first steps to building good credit starts with understanding credit scores, how they are determined, and why they matter. Credit scores, explained.