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In the words of more than one mortgage broker. president of Palm Beach Financial Network. The volatility was on top of increasing confusion among many borrowers who hear about Federal Reserve rate.
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A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products.
· Becoming a mortgage broker in California can seem confusing at first. The state offers three different types of broker licenses, issued by different agencies, and having different licensing requirements. There is the finance lender license (cfl) and the residential mortgage.
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Lending rules that are nearly half a century-old need to be updated to make sure criminal cash doesn’t enter our financial system, says a former mortgage broker who wishes he’d never been involved in.