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Question: Is it true that the FHA is offering a new loan program with lower mortgage insurance premiums? If so, how can I get in? Answer: HUD has announced plans to introduce a new FHA loan product.

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Mortgage brokers said that August was generally a slow month for the housing market, with people concentrating on their holidays rather than house-hunting. However, this summer saw a trend of growing.

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Intercap Lending provides exceptional mortgage broker services to clients in Orem and throughout northern Utah. We are proud to be an advocate for borrowers of all types. We offer a wealth of options for residential mortgage loans, including conventional, FHA and VA loans.

Mark Harris, chief executive of mortgage broker SPF Private Clients, said: "With HSBC launching the cheapest five-year fix on the market at 1.69% and Yorkshire Building Society introducing a record.

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