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Low Down Payment Mortgage Options – Mortgages in Florida. – There are several low down payment mortgage options that benefit homebuyers, as well as homeowners who refinance their home.. In this video, Mary Catchur reviews several of these low down payment home loans products, and announces a new Freddie Mac program that allow for a 1% down payment.

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Lost benefits- some of the benefits that the loans can provide will go away when you refinance. Federal Housing Administration (FHA) Loans This kind of loan won’t actually lend money and they only insure mortgages. The FHA loan will enable the house buyers to allocate 56 to 57 percent of their income on month-to-month debt obligations.

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