Glossary of Real Estate Industry Terms » Mortgage Masters Group

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Real Estate Memory TermsThe records are available to the public. All transactions for real estate sales should be recorded. PUBLIC REPORT – report given to prospective purchasers in a new subdivision, stating the conditions of the area (costs of common facilities, availability of schools, noise factor if near an airport, etc.), issued by the real estate commission.

the segment of the mortgage and real estate securities market that deals in the investment of mortgages; not direct mortgage lenders. Seller’s agent a real estate agent that works on behalf of the home seller. Short sale useful tool for lenders and homeowners when foreclosure could be a worst-case scenario.

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Terms. industry and changes in economic, real estate and other conditions; constriction of the credit markets, which could limit our ability to access capital and increase our costs of capital;.

Markets in which mortgages or mortgage-backed securities are bought and sold. ‘Whole Loan’ Markets Versus Securities Markets: Secondary mortgage markets are of two general types. ‘Whole loan’ markets involve the sale of mortgages themselves, sometimes on a loan-by-loan basis but more often in blocks.

Glossary of Real Estate Terms 80-10-10 A type of blended mortgage loan which avoids private mortgage insurance (PMI). It consists of an 80% – 30 year first lien at market rates, a 10% – 15 year second lien at a slightly higher interest rate, and a 10% down payment. Instead of having to come up with a 20% down payment, a buyer

There is a lot of real estate terminology used during the home buying and selling process and CENTURY 21 is here to help you understand those terms. We have created a glossary of the most commonly used real estate terms and their definitions in order to help you better understand terminology used along your home buying or selling process.